Mizani app
Nepal
Aria Technologies has developed ‘Mizani', an app-based loan appraisal and digital payment platform that addresses the issue of data shortage in processing credit for agriculture. The mobile platform uses different parameters and criteria specific to agriculture to generate a credit score for smallholder farmers to access loans. Mizani has now expanded its team and is discussing with two financial institutions for potential business contracts. Mizani aggregates digital profiles of the farmers, apply analytics for financial and technical assessment, and tell the bank how much creditworthy the applicant is. By helping credit appraisal, Mizani simplifies and accelerate the agriculture loan appraisal and optimize risk-profiling for banks. It helps farmers forge an economic identity even for those previously unbanked offering smallholder farmers a pathway to financial inclusion.
Digital Solution (DS) Category
Digital Finance
Digital Solution Type (sub-category)
Financial services and credit
Delivery type (format)
Mobile app
DS supplier-user category
Business to business
Business to consumers
Type of entity (ICT developer-supplier)
IT/Telecomm
Name of supplier/developer
Aria Technologies Ltd.
Primary Users
Farmers , Agribusiness / private company , Banks / financial institutions
Digital Solution Development Stage
Commercial stage (broad use use locally)
Number of users or subscribers
Measurable positive impact(s) by Digital Solution (DS) on target users and/or audience
Digital Solution Geographic scope
All over Nepal
Name of Digital village(s), districts, communes where DS is used/deployed
On-line resource links (Web-page links, links to videos, links to reports, etc)
DS Links to FAO, UN and other Development agencies projects, initiatives and programmes