DIGIFASAL
India
Digifasal is a cloud-enabled mobile app based digital solution for crop insurance product developed by Upaj in collaboration with DigiSafe. Integrated into Upaj's CRiMSA Platform, it offers a customizable insurance solution for farmers at every stage of crop production. Digifasal leverages artificial intelligence (AI) and machine learning to provide accurate, real-time data, enabling the customization of insurance products based on individual D142farmers' needs and risks. The platform improves insurance accessibility, availability, and affordability in rural India, where insurance coverage is less than 4%.
Digital Solution (DS) Category
Digital Agriculture
Digital Finance
Digital Solution Type (sub-category)
AI-Big data based solutions, Farm management services
Financial services and credit
Delivery type (format)
Artificial intelligence (AI)
Cloud-based
Mobile app
DS supplier-user category
Business to consumers
Type of entity (ICT developer-supplier)
Agritech company
Name of supplier/developer
Upaj in collaboration with DigiSafe
Primary Users
Farmers
Digital Solution Development Stage
Commercial stage (widespread use nationally)
Number of users or subscribers
Over 40,000 farmers Source: Developer website
Measurable positive impact(s) by Digital Solution (DS) on target users and/or audience
Policies sold to over 40,000 farmers Premiums worth INR 50 lakhs amassed Insurance available for as low as INR 200 Improved accessibility, availability, and affordability of crop insurance Complements existing insurance schemes like Pradhan Mantri Fasal Bima Yojana Source: https://www.upaj.org/casestudy/2
Digital Solution Geographic scope
India
Name of Digital village(s), districts, communes where DS is used/deployed
On-line resource links (Web-page links, links to videos, links to reports, etc)
DS links to Government programmes, initiatives, and projects
DS Links to FAO, UN and other Development agencies projects, initiatives and programmes