Riskstac
India
Developed by Upaj, Riskstac is an advanced credit risk management solution for the global agri-lending industry which provides farm-level risk assessment and mitigation services for BFSI (Banking, Financial Services and Insurance) institutions through Comprehensive Farm Health Reports. The platform integrates data science and plant biology to offer farm credit rating, repayment risk mitigation, and farm health monitoring. Riskstac utilizes multiple data sources including satellite imagery, Internet of Things (IoT) sensors, weather and climate data, and soil health information to enable data-informed lending decisions and proactive risk management.
Digital Solution (DS) Category
Digital Agriculture
Digital Finance
Digital Solution Type (sub-category)
AI-Big data based solutions, Farm management services, Weather forecasting
Financial services and credit
Delivery type (format)
Artificial intelligence (AI)
Internet of Things / sensors
Cloud-based
DS supplier-user category
Business to business
Business to consumers
Type of entity (ICT developer-supplier)
Agritech company
Name of supplier/developer
UPAJ
Primary Users
Banks / financial institutions , Farmers , Agribusiness / private company
Digital Solution Development Stage
Commercial stage (widespread use nationally)
Number of users or subscribers
Measurable positive impact(s) by Digital Solution (DS) on target users and/or audience
Enables improved decision-making for loan approvals Facilitates periodic monitoring and tracking of loan portfolios Helps in early identification and mitigation of at-risk loans Provides farm health-based credit scores Enables proactive management of external risks impacting farm yield Source: https://www.upaj.org/riskstac
Digital Solution Geographic scope
India
Name of Digital village(s), districts, communes where DS is used/deployed
On-line resource links (Web-page links, links to videos, links to reports, etc)
DS Links to FAO, UN and other Development agencies projects, initiatives and programmes